Better Solutions to Ensure Americans With Pre-Existing Conditions Have Access to Quality, Affordable Coverage |
Too many families in America today are one costly illness away from bankruptcy. In June, Republicans unveiled a plan outlining a number of priorities for health care reform, the first being: “Make quality health care coverage affordable and accessible for every American, regardless of pre-existing health conditions.”

Both parties may agree on the need to ensure Americans with pre-existing health conditions have access to the quality, affordable coverage they need, but only Republicans are offering a workable, sustainable blueprint to achieve this goal without adding to the crushing debt Washington has placed on our children and grandchildren. As outlined by Ways & Means Republicans, the Republican plan would:

Establish Universal Access Programs to guarantee access to affordable health care for those with pre-existing conditions. By investing $25 billion to expand and improve high-risk pools and reinsurance programs, we can guarantee that all Americans, regardless of pre-existing conditions or past illnesses, have access to affordable care – while lowering costs for all Americans.

• Ensure Americans’ health insurance will be there when they get sick by making it illegal for insurance companies to put annual or lifetime spending limits on health benefits.

Prevent insurers from cancelling a policy without proper cause. Only in the instances of fraud or concealing relevant health history would cancellation be warranted. For instance, an unintentional mistake made while filling out complicated insurance forms would not be cause for cancellation.

Require insurance companies to cover those who purchase coverage in the private market and are moving directly from one plan to another. It would also repeal the requirement that unemployed Americans exhaust their COBRA coverage – which is often times unaffordable – before they can be provided guaranteed consumer protections while purchasing health coverage on their own.

The Republican plan includes a full spread of smart, fiscally responsible reforms to lower health care costs, including allowing Americans to buy insurance across state lines, encouraging innovative state solutions, and ending junk lawsuits. House Republican Leader John Boehner discussed Republicans’ common-sense approach earlier today during a national radio interview on The Michael Medved Show:

We enhance those [Universal Access Programs] and we encourage the other 16 states to have these same kind of high risk pools so that people with pre-existing conditions can get high-quality, affordable health insurance. When you bring the cost of health insurance down, guess what? More people can afford it.”

Speaker Nancy Pelosi’s (D-CA) 1,990-page government takeover of health care imposes a one-size-fits-all plan that will lead to higher premiums, higher taxes, fewer jobs, and cuts to seniors’ Medicare benefits. As Rep. John Yarmuth (D-KY) admitted today, “nobody’s ever said we’re going to bring the cost down.” That’s not what the American people want to hear. Learn more about House Republicans’ common-sense plan to make health care more affordable and accessible by visiting