The alarm clock on her cell phone goes off at 6:30 a.m., and instead of hitting snooze, Cindy crawls out of bed and makes her way into the kitchen. She has thirty minutes before she has to get her daughter Emily up for school. In that time, she makes sure Emily’s lunch and backpack are packed, and grabs a quick bite to eat. Once Emily wakes up, it’s a rush to get her out the door to catch the 7:50 a.m. bus. Cindy then only has a few more minutes to get herself out the door for work.

Cindy works as an assistant manager at a local restaurant. As a single mom, job stability is important. And while this job has that stability, most days, she feels like she’s barely getting by. The hours are long, and the pay isn’t much. But with promotion to general manager in sight, Cindy hopes one day she might be able to get beyond living paycheck to paycheck and start saving for the future.

The Tax Cuts and Jobs Act was written with families like Cindy’s in mind. With lower tax rates, a nearly doubled standard deduction, an increased Child Tax Credit, and the Family Flexibility Credit, Cindy will receive a tax refund of over $1,000—over $700 more than she would have received back under our current tax code. That’s $700 more that Cindy can put towards paying off some of her debt or investing in her daughter’s future. But most importantly, our tax bill lets Cindy decide what to do with her hard-earned money.